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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,027 | $114,119-27.2% | $107,187-22.5% | $138,895-40.2% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 79.9%+20.1pp |
| Annual return | 31.58% | 273.21%-241.6pp | 204.55%-173.0pp | 145.39%-113.8pp |
| Employer contribution / active EE | $13,117 | $4,059+223.2% | $3,782+246.8% | $4,194+212.7% |
| Participant deferral / active EE | $10,187 | $5,538+84.0% | $5,096+99.9% | $6,396+59.3% |
| Admin fee / account holder | $5,596 | $10,024-44.2% | $9,162-38.9% | $12,562-55.5% |