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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,095 | $110,337-60.0% | $102,383-56.9% | $145,877-69.8% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 11.99% | 24.83%-12.8pp | 24.94%-12.9pp | 551.28%-539.3pp |
| Employer contribution / active EE | $1,960 | $4,216-53.5% | $3,870-49.4% | $4,663-58.0% |
| Participant deferral / active EE | $10,072 | $5,621+79.2% | $5,060+99.1% | $6,691+50.5% |
| Admin fee / account holder | $2,595 | $9,750-73.4% | $8,391-69.1% | $13,402-80.6% |