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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,970 | $60,442-40.5% | $96,754-62.8% | $87,485-58.9% |
| Participation rate | 21.1% | 58.7%-37.7pp | 70.3%-49.2pp | 68.9%-47.9pp |
| Annual return | 19.60% | 21.97%-2.4pp | 82.04%-62.4pp | 26.06%-6.5pp |
| Employer contribution / active EE | $33 | $1,691-98.0% | $2,679-98.8% | $2,596-98.7% |
| Participant deferral / active EE | $1,068 | $3,280-67.4% | $4,758-77.5% | $4,274-75.0% |
| Admin fee / account holder | $235 | $5,069-95.4% | $8,905-97.4% | $7,775-97.0% |