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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,106 | $123,000-66.6% | $105,582-61.1% | $198,609-79.3% |
| Participation rate | 100.0% | 76.8%+23.2pp | 71.8%+28.2pp | 82.4%+17.6pp |
| Annual return | 13.21% | 18.31%-5.1pp | 18.61%-5.4pp | 202.70%-189.5pp |
| Employer contribution / active EE | $5,562 | $3,582+55.3% | $2,984+86.4% | $5,055+10.0% |
| Participant deferral / active EE | $3,814 | $5,013-23.9% | $4,353-12.4% | $6,977-45.3% |
| Admin fee / account holder | $6,108 | $16,254-62.4% | $12,856-52.5% | $19,030-67.9% |