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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,106 | $87,166-52.8% | $76,735-46.4% | $137,256-70.1% |
| Participation rate | 100.0% | 74.4%+25.6pp | 69.5%+30.5pp | 80.0%+20.0pp |
| Annual return | 13.21% | 26.50%-13.3pp | 29.77%-16.6pp | 220.34%-207.1pp |
| Employer contribution / active EE | $5,562 | $2,904+91.5% | $2,454+126.6% | $4,156+33.8% |
| Participant deferral / active EE | $3,814 | $4,726-19.3% | $4,088-6.7% | $6,407-40.5% |
| Admin fee / account holder | $6,108 | $8,403-27.3% | $7,189-15.0% | $12,270-50.2% |