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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $686,559 | $117,895+482.3% | $102,460+570.1% | $145,897+370.6% |
| Participation rate | 37.5% | 78.6%-41.1pp | 76.5%-39.0pp | 80.3%-42.8pp |
| Annual return | 12.88% | 31.92%-19.0pp | 29.47%-16.6pp | 552.29%-539.4pp |
| Employer contribution / active EE | $3,510 | $3,619-3.0% | $3,025+16.0% | $4,663-24.7% |
| Participant deferral / active EE | $10,500 | $5,736+83.0% | $5,056+107.7% | $6,689+57.0% |
| Admin fee / account holder | $0 | $13,353-100.0% | $9,460-100.0% | $13,390-100.0% |