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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,659 | $212,386-30.9% | $199,883-26.6% | $138,895+5.6% |
| Participation rate | 81.8% | 87.4%-5.6pp | 86.8%-4.9pp | 79.9%+1.9pp |
| Annual return | 15.74% | 47.75%-32.0pp | 43.81%-28.1pp | 145.39%-129.7pp |
| Employer contribution / active EE | $11,649 | $6,625+75.8% | $6,261+86.0% | $4,194+177.7% |
| Participant deferral / active EE | $4,168 | $9,617-56.7% | $9,138-54.4% | $6,396-34.8% |
| Admin fee / account holder | $833 | $18,233-95.4% | $17,268-95.2% | $12,562-93.4% |