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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $179,994 | $81,358+121.2% | $155,556+15.7% | $80,959+122.3% |
| Participation rate | 58.3% | 66.3%-7.9pp | 78.2%-19.9pp | 67.7%-9.3pp |
| Annual return | 15.25% | 33.39%-18.1pp | 64.84%-49.6pp | 35.67%-20.4pp |
| Employer contribution / active EE | $556 | $3,106-82.1% | $4,675-88.1% | $2,757-79.9% |
| Participant deferral / active EE | $4,380 | $3,455+26.8% | $5,631-22.2% | $4,300+1.9% |
| Admin fee / account holder | $3,430 | $7,994-57.1% | $15,885-78.4% | $6,925-50.5% |