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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,487 | $67,823-44.7% | $52,425-28.5% | $137,256-72.7% |
| Participation rate | 100.0% | 63.9%+36.1pp | 55.6%+44.4pp | 80.0%+20.0pp |
| Annual return | 18.38% | 219.11%-200.7pp | 302.12%-283.7pp | 220.34%-202.0pp |
| Employer contribution / active EE | $752 | $1,163-35.3% | $914-17.7% | $4,156-81.9% |
| Participant deferral / active EE | $3,373 | $2,288+47.4% | $1,790+88.4% | $6,407-47.3% |
| Admin fee / account holder | $1,210 | $2,844-57.5% | $2,495-51.5% | $12,270-90.1% |