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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,404 | $138,385-70.8% | $184,200-78.1% | $80,874-50.0% |
| Participation rate | 100.0% | 83.9%+16.1pp | 86.8%+13.2pp | 67.6%+32.4pp |
| Annual return | 13.62% | 20.02%-6.4pp | 28.80%-15.2pp | 35.62%-22.0pp |
| Employer contribution / active EE | $1,173 | $4,849-75.8% | $6,424-81.7% | $2,756-57.4% |
| Participant deferral / active EE | $3,434 | $7,073-51.4% | $9,132-62.4% | $4,297-20.1% |
| Admin fee / account holder | $750 | $10,483-92.8% | $13,907-94.6% | $6,935-89.2% |