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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,404 | $138,393-70.8% | $184,256-78.1% | $80,959-50.1% |
| Participation rate | 100.0% | 83.9%+16.1pp | 86.8%+13.2pp | 67.7%+32.3pp |
| Annual return | 13.62% | 20.01%-6.4pp | 28.85%-15.2pp | 35.67%-22.1pp |
| Employer contribution / active EE | $1,173 | $4,847-75.8% | $6,427-81.7% | $2,757-57.5% |
| Participant deferral / active EE | $3,434 | $7,076-51.5% | $9,133-62.4% | $4,300-20.1% |
| Admin fee / account holder | $750 | $10,489-92.9% | $13,899-94.6% | $6,925-89.2% |