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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,716 | $81,504-56.2% | $102,437-65.1% | $80,959-55.9% |
| Participation rate | 35.9% | 66.9%-31.0pp | 74.5%-38.6pp | 67.7%-31.8pp |
| Annual return | 12.01% | 25.60%-13.6pp | 24.95%-12.9pp | 35.67%-23.7pp |
| Employer contribution / active EE | $1,020 | $3,104-67.1% | $3,871-73.6% | $2,757-63.0% |
| Participant deferral / active EE | $1,678 | $3,871-56.6% | $5,060-66.8% | $4,300-61.0% |
| Admin fee / account holder | $3,666 | $6,719-45.4% | $8,388-56.3% | $6,925-47.1% |