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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $215,363 | $160,070+34.5% | $147,117+46.4% | $145,897+47.6% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 12.64% | 98.69%-86.0pp | 420.54%-407.9pp | 552.29%-539.6pp |
| Employer contribution / active EE | $2,940 | $5,285-44.4% | $4,932-40.4% | $4,663-36.9% |
| Participant deferral / active EE | $8,533 | $8,419+1.4% | $8,065+5.8% | $6,689+27.6% |
| Admin fee / account holder | $516 | $15,035-96.6% | $12,993-96.0% | $13,390-96.1% |