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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,845 | $160,070-69.5% | $147,117-66.8% | $145,897-66.5% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 10.15% | 98.69%-88.5pp | 420.54%-410.4pp | 552.29%-542.1pp |
| Employer contribution / active EE | $2,338 | $5,285-55.8% | $4,932-52.6% | $4,663-49.8% |
| Participant deferral / active EE | $2,763 | $8,419-67.2% | $8,065-65.7% | $6,689-58.7% |
| Admin fee / account holder | $3,125 | $15,035-79.2% | $12,993-76.0% | $13,390-76.7% |