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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,788 | $124,425-44.7% | $112,040-38.6% | $137,256-49.9% |
| Participation rate | 64.3% | 79.3%-15.0pp | 76.5%-12.2pp | 80.0%-15.7pp |
| Annual return | 31.71% | 24.72%+7.0pp | 24.52%+7.2pp | 220.34%-188.6pp |
| Employer contribution / active EE | $0 | $3,411-100.0% | $2,954-100.0% | $4,156-100.0% |
| Participant deferral / active EE | $5,113 | $5,718-10.6% | $5,098+0.3% | $6,407-20.2% |
| Admin fee / account holder | $19,454 | $15,207+27.9% | $12,098+60.8% | $12,270+58.6% |