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Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $271,461 | $183,592+47.9% | $155,574+74.5% | $145,877+86.1% |
| Participation rate | 85.7% | 82.7%+3.0pp | 78.2%+7.5pp | 80.3%+5.4pp |
| Annual return | 11.96% | 61.37%-49.4pp | 64.87%-52.9pp | 551.28%-539.3pp |
| Employer contribution / active EE | $985 | $5,317-81.5% | $4,676-78.9% | $4,663-78.9% |
| Participant deferral / active EE | $11,679 | $6,466+80.6% | $5,629+107.5% | $6,691+74.6% |
| Admin fee / account holder | $116 | $19,316-99.4% | $15,914-99.3% | $13,402-99.1% |