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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $298,735 | $159,934+86.8% | $147,005+103.2% | $145,959+104.7% |
| Participation rate | 95.0% | 84.0%+11.0pp | 82.2%+12.8pp | 80.3%+14.7pp |
| Annual return | 15.65% | 98.24%-82.6pp | 418.76%-403.1pp | 561.95%-546.3pp |
| Employer contribution / active EE | $18,119 | $5,287+242.7% | $4,934+267.2% | $4,661+288.8% |
| Participant deferral / active EE | $15,684 | $8,427+86.1% | $8,070+94.4% | $6,689+134.5% |
| Admin fee / account holder | $7,502 | $15,053-50.2% | $13,006-42.3% | $13,398-44.0% |