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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $298,735 | $160,070+86.6% | $147,117+103.1% | $145,897+104.8% |
| Participation rate | 95.0% | 84.0%+11.0pp | 82.2%+12.8pp | 80.3%+14.7pp |
| Annual return | 15.65% | 98.69%-83.0pp | 420.54%-404.9pp | 552.29%-536.6pp |
| Employer contribution / active EE | $18,119 | $5,285+242.9% | $4,932+267.3% | $4,663+288.6% |
| Participant deferral / active EE | $15,684 | $8,419+86.3% | $8,065+94.5% | $6,689+134.5% |
| Admin fee / account holder | $7,502 | $15,035-50.1% | $12,993-42.3% | $13,390-44.0% |