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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $349,941 | $196,972+77.7% | $182,262+92.0% | $198,609+76.2% |
| Participation rate | 85.7% | 85.7%0pp | 84.2%+1.5pp | 82.4%+3.3pp |
| Annual return | 13.02% | 158.27%-145.3pp | 140.60%-127.6pp | 202.70%-189.7pp |
| Employer contribution / active EE | $4,385 | $5,364-18.2% | $5,046-13.1% | $5,055-13.3% |
| Participant deferral / active EE | $11,837 | $8,643+37.0% | $8,276+43.0% | $6,977+69.7% |
| Admin fee / account holder | $24,378 | $18,429+32.3% | $16,712+45.9% | $19,030+28.1% |