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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $349,941 | $154,228+126.9% | $145,433+140.6% | $137,256+155.0% |
| Participation rate | 85.7% | 83.8%+1.9pp | 82.1%+3.6pp | 80.0%+5.8pp |
| Annual return | 13.02% | 74.59%-61.6pp | 66.58%-53.6pp | 220.34%-207.3pp |
| Employer contribution / active EE | $4,385 | $4,804-8.7% | $4,554-3.7% | $4,156+5.5% |
| Participant deferral / active EE | $11,837 | $8,216+44.1% | $7,897+49.9% | $6,407+84.8% |
| Admin fee / account holder | $24,378 | $14,344+70.0% | $13,129+85.7% | $12,270+98.7% |