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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,768 | $107,666+2.9% | $102,184+8.4% | $154,746-28.4% |
| Participation rate | 100.0% | 83.7%+16.3pp | 82.6%+17.4pp | 80.7%+19.3pp |
| Annual return | 16.19% | 29.33%-13.1pp | 31.58%-15.4pp | 172.34%-156.1pp |
| Employer contribution / active EE | $6,000 | $3,846+56.0% | $3,594+67.0% | $4,379+37.0% |
| Participant deferral / active EE | $6,529 | $8,719-25.1% | $8,309-21.4% | $6,730-3.0% |
| Admin fee / account holder | $9,144 | $12,943-29.4% | $11,609-21.2% | $14,365-36.3% |