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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,768 | $135,905-18.5% | $126,068-12.1% | $198,609-44.2% |
| Participation rate | 100.0% | 85.6%+14.4pp | 84.7%+15.3pp | 82.4%+17.6pp |
| Annual return | 16.19% | 14.07%+2.1pp | 15.01%+1.2pp | 202.70%-186.5pp |
| Employer contribution / active EE | $6,000 | $4,245+41.3% | $3,968+51.2% | $5,055+18.7% |
| Participant deferral / active EE | $6,529 | $8,523-23.4% | $8,214-20.5% | $6,977-6.4% |
| Admin fee / account holder | $9,144 | $21,036-56.5% | $18,264-49.9% | $19,030-52.0% |