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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,650 | $183,592-40.8% | $155,574-30.2% | $145,877-25.5% |
| Participation rate | 87.5% | 82.7%+4.8pp | 78.2%+9.3pp | 80.3%+7.2pp |
| Annual return | 18.48% | 61.37%-42.9pp | 64.87%-46.4pp | 551.28%-532.8pp |
| Employer contribution / active EE | $7,280 | $5,317+36.9% | $4,676+55.7% | $4,663+56.1% |
| Participant deferral / active EE | $5,493 | $6,466-15.1% | $5,629-2.4% | $6,691-17.9% |
| Admin fee / account holder | $797 | $19,316-95.9% | $15,914-95.0% | $13,402-94.1% |