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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,650 | $183,592-40.8% | $155,567-30.2% | $145,959-25.6% |
| Participation rate | 87.5% | 82.7%+4.8pp | 78.2%+9.3pp | 80.3%+7.2pp |
| Annual return | 18.48% | 61.24%-42.8pp | 64.74%-46.3pp | 561.95%-543.5pp |
| Employer contribution / active EE | $7,280 | $5,315+37.0% | $4,674+55.8% | $4,661+56.2% |
| Participant deferral / active EE | $5,493 | $6,464-15.0% | $5,628-2.4% | $6,689-17.9% |
| Admin fee / account holder | $797 | $19,318-95.9% | $15,916-95.0% | $13,398-94.1% |