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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $435,911 | $201,344+116.5% | $184,243+136.6% | $145,877+198.8% |
| Participation rate | 90.9% | 87.5%+3.4pp | 86.8%+4.1pp | 80.3%+10.6pp |
| Annual return | 12.79% | 29.01%-16.2pp | 28.82%-16.0pp | 551.28%-538.5pp |
| Employer contribution / active EE | $6,384 | $7,022-9.1% | $6,427-0.7% | $4,663+36.9% |
| Participant deferral / active EE | $15,726 | $9,807+60.4% | $9,132+72.2% | $6,691+135.0% |
| Admin fee / account holder | $1,526 | $16,382-90.7% | $13,914-89.0% | $13,402-88.6% |