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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $394,427 | $107,666+266.3% | $102,184+286.0% | $154,746+154.9% |
| Participation rate | 100.0% | 83.7%+16.3pp | 82.6%+17.4pp | 80.7%+19.3pp |
| Annual return | 13.72% | 29.33%-15.6pp | 31.58%-17.9pp | 172.34%-158.6pp |
| Employer contribution / active EE | $6,562 | $3,846+70.6% | $3,594+82.6% | $4,379+49.8% |
| Participant deferral / active EE | $19,460 | $8,719+123.2% | $8,309+134.2% | $6,730+189.1% |
| Admin fee / account holder | $35,806 | $12,943+176.6% | $11,609+208.4% | $14,365+149.3% |