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Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $399,470 | $227,399+75.7% | $189,758+110.5% | $198,609+101.1% |
| Participation rate | 91.7% | 84.0%+7.7pp | 79.8%+11.9pp | 82.4%+9.3pp |
| Annual return | 13.39% | 61.03%-47.6pp | 52.62%-39.2pp | 202.70%-189.3pp |
| Employer contribution / active EE | $1,315 | $5,526-76.2% | $4,767-72.4% | $5,055-74.0% |
| Participant deferral / active EE | $8,288 | $6,837+21.2% | $5,856+41.5% | $6,977+18.8% |
| Admin fee / account holder | $251 | $25,162-99.0% | $20,388-98.8% | $19,030-98.7% |