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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,239 | $108,882-83.2% | $96,754-81.1% | $154,746-88.2% |
| Participation rate | 53.8% | 75.1%-21.2pp | 70.3%-16.4pp | 80.7%-26.9pp |
| Annual return | 19.77% | 98.39%-78.6pp | 82.04%-62.3pp | 172.34%-152.6pp |
| Employer contribution / active EE | $929 | $3,018-69.2% | $2,679-65.3% | $4,379-78.8% |
| Participant deferral / active EE | $1,799 | $5,323-66.2% | $4,758-62.2% | $6,730-73.3% |
| Admin fee / account holder | $1,243 | $10,200-87.8% | $8,905-86.0% | $14,365-91.3% |