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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,239 | $97,125-81.2% | $86,233-78.8% | $137,256-86.7% |
| Participation rate | 53.8% | 74.2%-20.4pp | 69.0%-15.2pp | 80.0%-26.1pp |
| Annual return | 19.77% | 74.19%-54.4pp | 61.39%-41.6pp | 220.34%-200.6pp |
| Employer contribution / active EE | $929 | $2,841-67.3% | $2,504-62.9% | $4,156-77.6% |
| Participant deferral / active EE | $1,799 | $5,180-65.3% | $4,559-60.5% | $6,407-71.9% |
| Admin fee / account holder | $1,243 | $9,725-87.2% | $8,342-85.1% | $12,270-89.9% |