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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,934 | $160,070-16.3% | $147,117-9.0% | $145,897-8.2% |
| Participation rate | 68.2% | 84.0%-15.8pp | 82.2%-14.0pp | 80.3%-12.1pp |
| Annual return | 59.00% | 98.69%-39.7pp | 420.54%-361.5pp | 552.29%-493.3pp |
| Employer contribution / active EE | $3,296 | $5,285-37.6% | $4,932-33.2% | $4,663-29.3% |
| Participant deferral / active EE | $7,571 | $8,419-10.1% | $8,065-6.1% | $6,689+13.2% |
| Admin fee / account holder | $5,496 | $15,035-63.4% | $12,993-57.7% | $13,390-59.0% |