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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,934 | $160,040-16.3% | $147,096-8.9% | $145,877-8.2% |
| Participation rate | 68.2% | 84.0%-15.8pp | 82.2%-14.0pp | 80.3%-12.1pp |
| Annual return | 59.00% | 98.49%-39.5pp | 419.75%-360.7pp | 551.28%-492.3pp |
| Employer contribution / active EE | $3,296 | $5,289-37.7% | $4,936-33.2% | $4,663-29.3% |
| Participant deferral / active EE | $7,571 | $8,429-10.2% | $8,071-6.2% | $6,691+13.2% |
| Admin fee / account holder | $5,496 | $15,050-63.5% | $13,005-57.7% | $13,402-59.0% |