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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,591 | $124,980-66.7% | $108,359-61.6% | $154,746-73.1% |
| Participation rate | 76.9% | 75.2%+1.8pp | 70.1%+6.8pp | 80.7%-3.8pp |
| Annual return | 18.56% | 45.00%-26.4pp | 36.89%-18.3pp | 172.34%-153.8pp |
| Employer contribution / active EE | $458 | $2,851-83.9% | $2,399-80.9% | $4,379-89.6% |
| Participant deferral / active EE | $4,147 | $4,743-12.6% | $4,137+0.2% | $6,730-38.4% |
| Admin fee / account holder | $440 | $11,502-96.2% | $9,741-95.5% | $14,365-96.9% |