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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,237 | $183,592-92.2% | $155,574-90.8% | $145,877-90.2% |
| Participation rate | 73.3% | 82.7%-9.4pp | 78.2%-4.9pp | 80.3%-7.0pp |
| Annual return | 15.32% | 61.37%-46.1pp | 64.87%-49.5pp | 551.28%-536.0pp |
| Employer contribution / active EE | $1,594 | $5,317-70.0% | $4,676-65.9% | $4,663-65.8% |
| Participant deferral / active EE | $2,734 | $6,466-57.7% | $5,629-51.4% | $6,691-59.1% |
| Admin fee / account holder | $788 | $19,316-95.9% | $15,914-95.1% | $13,402-94.1% |