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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,653 | $81,504-55.0% | $102,437-64.2% | $80,959-54.7% |
| Participation rate | 100.0% | 66.9%+33.1pp | 74.5%+25.5pp | 67.7%+32.3pp |
| Annual return | 15.12% | 25.60%-10.5pp | 24.95%-9.8pp | 35.67%-20.5pp |
| Employer contribution / active EE | $7,922 | $3,104+155.3% | $3,871+104.7% | $2,757+187.3% |
| Participant deferral / active EE | $2,721 | $3,871-29.7% | $5,060-46.2% | $4,300-36.7% |
| Admin fee / account holder | $2,159 | $6,719-67.9% | $8,388-74.3% | $6,925-68.8% |