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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,510,878 | $154,228+879.6% | $145,433+938.9% | $137,256+1000.8% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 13.58% | 74.59%-61.0pp | 66.58%-53.0pp | 220.34%-206.8pp |
| Employer contribution / active EE | $13,700 | $4,804+185.2% | $4,554+200.8% | $4,156+229.6% |
| Participant deferral / active EE | $34,250 | $8,216+316.8% | $7,897+333.7% | $6,407+434.6% |
| Admin fee / account holder | $2,606 | $14,344-81.8% | $13,129-80.2% | $12,270-78.8% |