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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,371 | $222,882-80.1% | $182,153-75.6% | $198,609-77.7% |
| Participation rate | 73.3% | 67.8%+5.6pp | 65.7%+7.6pp | 82.4%-9.0pp |
| Annual return | 15.35% | 38.53%-23.2pp | 35.04%-19.7pp | 202.70%-187.3pp |
| Employer contribution / active EE | $631 | $2,741-77.0% | $2,593-75.6% | $5,055-87.5% |
| Participant deferral / active EE | $1,677 | $4,212-60.2% | $3,776-55.6% | $6,977-76.0% |
| Admin fee / account holder | $3,445 | $8,972-61.6% | $9,477-63.6% | $19,030-81.9% |