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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,532 | $81,358-56.3% | $155,556-77.2% | $80,959-56.1% |
| Participation rate | 0.0% | 66.3%-66.3pp | 78.2%-78.2pp | 67.7%-67.7pp |
| Annual return | 20.49% | 33.39%-12.9pp | 64.84%-44.4pp | 35.67%-15.2pp |
| Employer contribution / active EE | $1,342 | $3,106-56.8% | $4,675-71.3% | $2,757-51.3% |
| Participant deferral / active EE | $3,545 | $3,455+2.6% | $5,631-37.0% | $4,300-17.6% |
| Admin fee / account holder | $12,181 | $7,994+52.4% | $15,885-23.3% | $6,925+75.9% |