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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $522,715 | $172,111+203.7% | $150,298+247.8% | $137,256+280.8% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 13.50% | 69.37%-55.9pp | 62.79%-49.3pp | 220.34%-206.8pp |
| Employer contribution / active EE | $12,204 | $4,636+163.2% | $4,154+193.8% | $4,156+193.6% |
| Participant deferral / active EE | $8,981 | $6,166+45.7% | $5,453+64.7% | $6,407+40.2% |
| Admin fee / account holder | $1,192 | $16,471-92.8% | $14,116-91.6% | $12,270-90.3% |