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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $222,175 | $154,228+44.1% | $145,433+52.8% | $137,256+61.9% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 17.63% | 74.59%-57.0pp | 66.58%-48.9pp | 220.34%-202.7pp |
| Employer contribution / active EE | $18,877 | $4,804+292.9% | $4,554+314.5% | $4,156+354.2% |
| Participant deferral / active EE | $11,698 | $8,216+42.4% | $7,897+48.1% | $6,407+82.6% |
| Admin fee / account holder | $1,458 | $14,344-89.8% | $13,129-88.9% | $12,270-88.1% |