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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $196,623 | $201,370-2.4% | $184,256+6.7% | $145,897+34.8% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 8.80% | 29.05%-20.3pp | 28.85%-20.0pp | 552.29%-543.5pp |
| Employer contribution / active EE | $2,289 | $7,024-67.4% | $6,427-64.4% | $4,663-50.9% |
| Participant deferral / active EE | $10,581 | $9,808+7.9% | $9,133+15.8% | $6,689+58.2% |
| Admin fee / account holder | $1,571 | $16,364-90.4% | $13,899-88.7% | $13,390-88.3% |