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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,895 | $88,815-29.2% | $81,882-23.2% | $145,897-56.9% |
| Participation rate | 100.0% | 75.1%+24.9pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 11.81% | 1033.75%-1021.9pp | 779.47%-767.7pp | 552.29%-540.5pp |
| Employer contribution / active EE | $7,814 | $3,086+153.2% | $2,916+168.0% | $4,663+67.6% |
| Participant deferral / active EE | $4,624 | $4,647-0.5% | $4,323+7.0% | $6,689-30.9% |
| Admin fee / account holder | $608 | $8,434-92.8% | $7,360-91.7% | $13,390-95.5% |