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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $416,212 | $100,203+315.4% | $85,240+388.3% | $145,897+185.3% |
| Participation rate | 100.0% | 74.1%+25.9pp | 67.5%+32.5pp | 80.3%+19.7pp |
| Annual return | 13.33% | 84.28%-70.9pp | 66.75%-53.4pp | 552.29%-539.0pp |
| Employer contribution / active EE | $4,402 | $3,242+35.8% | $2,735+60.9% | $4,663-5.6% |
| Participant deferral / active EE | $12,686 | $5,299+139.4% | $4,527+180.2% | $6,689+89.6% |
| Admin fee / account holder | $5,701 | $7,265-21.5% | $6,165-7.5% | $13,390-57.4% |