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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,643 | $124,425-48.9% | $112,040-43.2% | $137,256-53.6% |
| Participation rate | 40.0% | 79.3%-39.3pp | 76.5%-36.5pp | 80.0%-40.0pp |
| Annual return | 16.35% | 24.72%-8.4pp | 24.52%-8.2pp | 220.34%-204.0pp |
| Employer contribution / active EE | $1,751 | $3,411-48.7% | $2,954-40.7% | $4,156-57.9% |
| Participant deferral / active EE | $4,417 | $5,718-22.8% | $5,098-13.3% | $6,407-31.1% |
| Admin fee / account holder | $53,832 | $15,207+254.0% | $12,098+345.0% | $12,270+338.7% |