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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,500 | $100,203+20.3% | $85,240+41.4% | $145,897-17.4% |
| Participation rate | 100.0% | 74.1%+25.9pp | 67.5%+32.5pp | 80.3%+19.7pp |
| Annual return | 11.13% | 84.28%-73.1pp | 66.75%-55.6pp | 552.29%-541.2pp |
| Employer contribution / active EE | $41,657 | $3,242+1185.0% | $2,735+1422.9% | $4,663+793.4% |
| Participant deferral / active EE | $9,623 | $5,299+81.6% | $4,527+112.6% | $6,689+43.8% |
| Admin fee / account holder | $847 | $7,265-88.3% | $6,165-86.3% | $13,390-93.7% |