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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,444 | $106,864-27.5% | $147,318-47.4% | $82,637-6.3% |
| Participation rate | 80.5% | 75.5%+5.0pp | 82.1%-1.6pp | 68.1%+12.4pp |
| Annual return | 15.25% | 27.49%-12.2pp | 70.43%-55.2pp | 53.51%-38.3pp |
| Employer contribution / active EE | $1,921 | $3,417-43.8% | $4,593-58.2% | $2,552-24.7% |
| Participant deferral / active EE | $6,547 | $6,496+0.8% | $7,906-17.2% | $4,126+58.7% |
| Admin fee / account holder | $5,750 | $8,415-31.7% | $13,708-58.1% | $7,339-21.7% |