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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,460 | $110,410-40.7% | $102,437-36.1% | $145,897-55.1% |
| Participation rate | 55.6% | 77.9%-22.4pp | 74.5%-19.0pp | 80.3%-24.8pp |
| Annual return | 13.01% | 24.85%-11.8pp | 24.95%-11.9pp | 552.29%-539.3pp |
| Employer contribution / active EE | $1,536 | $4,217-63.6% | $3,871-60.3% | $4,663-67.1% |
| Participant deferral / active EE | $6,976 | $5,622+24.1% | $5,060+37.9% | $6,689+4.3% |
| Admin fee / account holder | $0 | $9,745-100.0% | $8,388-100.0% | $13,390-100.0% |