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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $205,741 | $117,895+74.5% | $102,460+100.8% | $145,897+41.0% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 13.52% | 31.92%-18.4pp | 29.47%-16.0pp | 552.29%-538.8pp |
| Employer contribution / active EE | $2,165 | $3,619-40.2% | $3,025-28.4% | $4,663-53.6% |
| Participant deferral / active EE | $8,901 | $5,736+55.2% | $5,056+76.1% | $6,689+33.1% |
| Admin fee / account holder | $1,942 | $13,353-85.5% | $9,460-79.5% | $13,390-85.5% |