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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,487 | $86,949-9.7% | $102,460-23.4% | $80,959-3.1% |
| Participation rate | 77.1% | 72.4%+4.8pp | 76.5%+0.6pp | 67.7%+9.5pp |
| Annual return | 22.77% | 18.89%+3.9pp | 29.47%-6.7pp | 35.67%-12.9pp |
| Employer contribution / active EE | $4,601 | $2,370+94.2% | $3,025+52.1% | $2,757+66.9% |
| Participant deferral / active EE | $3,620 | $4,121-12.2% | $5,056-28.4% | $4,300-15.8% |
| Admin fee / account holder | $1,039 | $8,048-87.1% | $9,460-89.0% | $6,925-85.0% |