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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,635 | $102,422-40.8% | $147,117-58.8% | $80,959-25.1% |
| Participation rate | 61.5% | 75.9%-14.3pp | 82.2%-20.6pp | 67.7%-6.1pp |
| Annual return | 17.69% | 135.16%-117.5pp | 420.54%-402.9pp | 35.67%-18.0pp |
| Employer contribution / active EE | $2,800 | $3,717-24.7% | $4,932-43.2% | $2,757+1.6% |
| Participant deferral / active EE | $9,334 | $6,652+40.3% | $8,065+15.7% | $4,300+117.1% |
| Admin fee / account holder | $1,865 | $7,953-76.5% | $12,993-85.6% | $6,925-73.1% |