Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,830 | $81,504+47.0% | $102,437+17.0% | $80,959+48.0% |
| Participation rate | 43.3% | 66.9%-23.5pp | 74.5%-31.2pp | 67.7%-24.3pp |
| Annual return | 13.88% | 25.60%-11.7pp | 24.95%-11.1pp | 35.67%-21.8pp |
| Employer contribution / active EE | $711 | $3,104-77.1% | $3,871-81.6% | $2,757-74.2% |
| Participant deferral / active EE | $2,328 | $3,871-39.8% | $5,060-54.0% | $4,300-45.9% |
| Admin fee / account holder | $5,115 | $6,719-23.9% | $8,388-39.0% | $6,925-26.1% |