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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $225,692 | $102,382+120.4% | $147,005+53.5% | $80,874+179.1% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.2%+17.8pp | 67.6%+32.4pp |
| Annual return | 11.66% | 134.89%-123.2pp | 418.76%-407.1pp | 35.62%-24.0pp |
| Employer contribution / active EE | $15,412 | $3,715+314.9% | $4,934+212.3% | $2,756+459.3% |
| Participant deferral / active EE | $11,488 | $6,646+72.8% | $8,070+42.4% | $4,297+167.4% |
| Admin fee / account holder | $3,792 | $7,942-52.3% | $13,006-70.8% | $6,935-45.3% |