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| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ANNUITY INSURANCE COMPANY O Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $287,785 |
MERCER1 year Filed as: MERCER INVESTMENTS, LLC Service code 16 · EIN 30-0282430 | Consulting | $210,789 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $34,351 |
CLIFTONLARSONALLEN LLP2+ years Filed as: CLIFTON LARSONALLEN, LLP Service code 10 P.O. BOX 829709 · PHILADELPHIA, PA 19182 | Accounting | $6,458 |
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,648 | $48,744-12.5% | $93,727-54.5% | $200,096-78.7% |
| Participation rate | 92.0% | 63.7%+28.3pp | 68.7%+23.3pp | 72.0%+20.0pp |
| Annual return | 10.32% | 15.36%-5.0pp | 133.83%-123.5pp | 34.26%-23.9pp |
| Employer contribution / active EE | $2,142 | $1,140+87.8% | $2,421-11.6% | $3,038-29.5% |
| Participant deferral / active EE | $3,537 | $2,825+25.2% | $4,417-19.9% | $5,090-30.5% |
| Admin fee / account holder | $92 | $195-52.7% | $8,292-98.9% | $269-65.7% |