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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $496,484 | $183,539+170.5% | $155,556+219.2% | $145,897+240.3% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 14.19% | 61.31%-47.1pp | 64.84%-50.7pp | 552.29%-538.1pp |
| Employer contribution / active EE | $12,080 | $5,315+127.3% | $4,675+158.4% | $4,663+159.1% |
| Participant deferral / active EE | $12,754 | $6,467+97.2% | $5,631+126.5% | $6,689+90.7% |
| Admin fee / account holder | $4,303 | $19,275-77.7% | $15,885-72.9% | $13,390-67.9% |