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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $561,550 | $174,379+222.0% | $152,093+269.2% | $138,895+304.3% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.8%+22.2pp | 79.9%+20.1pp |
| Annual return | 14.70% | 74.86%-60.2pp | 66.36%-51.7pp | 145.39%-130.7pp |
| Employer contribution / active EE | $69,349 | $4,652+1390.8% | $4,175+1561.2% | $4,194+1553.4% |
| Participant deferral / active EE | $70,103 | $6,159+1038.2% | $5,451+1186.0% | $6,396+996.0% |
| Admin fee / account holder | $6,381 | $16,880-62.2% | $14,497-56.0% | $12,562-49.2% |