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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $561,550 | $185,312+203.0% | $161,489+247.7% | $154,746+262.9% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.7%+21.3pp | 80.7%+19.3pp |
| Annual return | 14.70% | 103.84%-89.1pp | 89.72%-75.0pp | 172.34%-157.6pp |
| Employer contribution / active EE | $69,349 | $4,769+1354.1% | $4,268+1524.7% | $4,379+1483.6% |
| Participant deferral / active EE | $70,103 | $6,350+1004.0% | $5,630+1145.2% | $6,730+941.6% |
| Admin fee / account holder | $6,381 | $18,654-65.8% | $16,006-60.1% | $14,365-55.6% |