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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,193 | $183,592-69.9% | $155,574-64.5% | $145,877-62.2% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 11.23% | 61.37%-50.1pp | 64.87%-53.6pp | 551.28%-540.0pp |
| Employer contribution / active EE | $2,297 | $5,317-56.8% | $4,676-50.9% | $4,663-50.7% |
| Participant deferral / active EE | $6,553 | $6,466+1.3% | $5,629+16.4% | $6,691-2.1% |
| Admin fee / account holder | $6,104 | $19,316-68.4% | $15,914-61.6% | $13,402-54.5% |