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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $708,213 | $172,111+311.5% | $150,298+371.2% | $137,256+416.0% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 8.72% | 69.37%-60.7pp | 62.79%-54.1pp | 220.34%-211.6pp |
| Employer contribution / active EE | $2,601 | $4,636-43.9% | $4,154-37.4% | $4,156-37.4% |
| Participant deferral / active EE | $13,919 | $6,166+125.7% | $5,453+155.3% | $6,407+117.2% |
| Admin fee / account holder | $4,939 | $16,471-70.0% | $14,116-65.0% | $12,270-59.7% |