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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,955 | $106,864-22.4% | $147,318-43.7% | $82,637+0.4% |
| Participation rate | 88.5% | 75.5%+13.0pp | 82.1%+6.4pp | 68.1%+20.4pp |
| Annual return | 15.59% | 27.49%-11.9pp | 70.43%-54.8pp | 53.51%-37.9pp |
| Employer contribution / active EE | $889 | $3,417-74.0% | $4,593-80.6% | $2,552-65.2% |
| Participant deferral / active EE | $6,776 | $6,496+4.3% | $7,906-14.3% | $4,126+64.2% |
| Admin fee / account holder | $1,639 | $8,415-80.5% | $13,708-88.0% | $7,339-77.7% |