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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,572 | $102,595-41.9% | $94,057-36.7% | $154,746-61.5% |
| Participation rate | 79.2% | 76.0%+3.2pp | 73.3%+5.8pp | 80.7%-1.5pp |
| Annual return | 15.41% | 583.42%-568.0pp | 480.62%-465.2pp | 172.34%-156.9pp |
| Employer contribution / active EE | $943 | $3,147-70.0% | $2,933-67.9% | $4,379-78.5% |
| Participant deferral / active EE | $4,150 | $5,118-18.9% | $4,709-11.9% | $6,730-38.3% |
| Admin fee / account holder | $1,776 | $7,736-77.0% | $7,244-75.5% | $14,365-87.6% |