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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,255 | $111,814-65.8% | $103,374-63.0% | $145,959-73.8% |
| Participation rate | 66.7% | 77.9%-11.3pp | 74.5%-7.8pp | 80.3%-13.6pp |
| Annual return | 16.06% | 24.77%-8.7pp | 24.89%-8.8pp | 561.95%-545.9pp |
| Employer contribution / active EE | $1,763 | $4,214-58.2% | $3,869-54.4% | $4,661-62.2% |
| Participant deferral / active EE | $4,834 | $5,618-14.0% | $5,058-4.4% | $6,689-27.7% |
| Admin fee / account holder | $3,621 | $9,754-62.9% | $8,394-56.9% | $13,398-73.0% |