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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,255 | $110,410-65.4% | $102,437-62.7% | $145,897-73.8% |
| Participation rate | 66.7% | 77.9%-11.3pp | 74.5%-7.8pp | 80.3%-13.6pp |
| Annual return | 16.06% | 24.85%-8.8pp | 24.95%-8.9pp | 552.29%-536.2pp |
| Employer contribution / active EE | $1,763 | $4,217-58.2% | $3,871-54.5% | $4,663-62.2% |
| Participant deferral / active EE | $4,834 | $5,622-14.0% | $5,060-4.5% | $6,689-27.7% |
| Admin fee / account holder | $3,621 | $9,745-62.8% | $8,388-56.8% | $13,390-73.0% |