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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $217,450 | $183,592+18.4% | $155,574+39.8% | $145,877+49.1% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 18.55% | 61.37%-42.8pp | 64.87%-46.3pp | 551.28%-532.7pp |
| Employer contribution / active EE | $1,824 | $5,317-65.7% | $4,676-61.0% | $4,663-60.9% |
| Participant deferral / active EE | $12,734 | $6,466+96.9% | $5,629+126.2% | $6,691+90.3% |
| Admin fee / account holder | $1,292 | $19,316-93.3% | $15,914-91.9% | $13,402-90.4% |